[한국은행] 디지털혁신과 금융서비스의 미래: 도전과 과제

<요 약>

Ⅰ. 검토 배경 ··················································································· 1

Ⅱ. 디지털기술과 금융서비스 ······················································· 2
1. 디지털혁신과 핀테크의 개념 ·························································· 2
2. 주요 핵심 기술 ·················································································· 3
3. 디지털기술의 금융서비스 활용 사례 ·········································· 11

Ⅲ. 디지털혁신 전개 동향 ·························································· 21
1. 글로벌 대응 동향 ············································································ 21
2. 주요국의 지원 현황 ········································································ 28
3. 국내 진전 현황 ················································································ 33

Ⅳ. 디지털혁신의 금융서비스 및 정책당국에 대한 영향 ···· 48
1. 디지털혁신의 전망 ·········································································· 48
2. 금융서비스에 미치는 영향 ···························································· 50
3. 정책당국의 역할에 미치는 영향 ·················································· 58

Ⅴ. 금융혁신을 위한 발전과제 ·················································· 61
1. 핵심 전략 ·························································································· 61
2. 주체별 과제 ······················································································ 63

 

-보고서출처: 한국금융연구원 "디지털혁신과 금융서비스의 미래: 도전과 과제"

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131292015930905162_[지급결제조사자료]디지털혁신과 금융서비스의 미래.pdf